My income has been haphazard since the after effects of the Global Crisis hit the construction industry.
Then having a family and working part time has meant my income has become unpredictable which can make the family budget harder to navigate.
I have always been an excel spreadsheet queen. And long before my husband and I started our family, I would nut out the numbers on a spreadsheet and work out how much our downfall was if my income was taken away(due to maternity leave).
It was time consuming and the spreadsheet system is limited because while it details what you have budgeted for, it doesn’t show how much has been spent and on what.
Welcome to myprosperity! myprosperity takes away the excel database entry and links your accounts and assets all in the one place. I was hesitant about entering all my details onto this site but I found it easy to navigate and once my accounts were linked up, I could see how much I was spending on different areas of our budget like groceries and comparing it to what I had budgeted for. myprosperity is a great tool for managing finances easier with a sporadic income.
myprosperity is free to sign up to and it is secure and easy to use. The sign up was quick and once I entered my bank details, home address and my car I was able to see what my net worth was.
The website is perfectly suitable for tracking spending on all accounts. So if you have your home mortgage and credit card with different banks, you can see their balances under the one roof.
The key feature that I especially loved about myprosperity was the free car and house valuation. With the volatility in the housing market, this figure really interested me and I was glad to see that there was some growth since we bought our house 5 years ago. The value of our car also gave me a thumbs up figure which will be beneficial when we decide to sell it and upgrade to a bigger family car. This feature alone is worth signing up to myprosperity.com.
So if you are looking to get ahead in your finances or you are finding it hard to stick to a budget and want to house all your accounts, loans and assets under the one roof, try myprosperity. As the name suggests, you will find your finances will be easier to watch over and manage which should see your financial situation prosper.
Disclaimer: This is not a sponsored post and abides by my disclosure policy. All opinions are my own. I was sent a $50 gift card in exchange for this review.
